Fannie Mae Careers

Credit Risk Analyst II – Multifamily Lender Risk

Washington, District of Columbia
Risk Management


Job Description

THE COMPANY

Fannie Mae provides reliable, large-scale access to affordable mortgage credit in communities across our nation. We are the leading source of funding for housing in America, which means more people can buy or rent a home. We are focused on sustaining the housing recovery, improving our company, and leading change to make housing better.

Join our diverse, high-performing team and make a difference as we work together to enable access to a good home.

For more information about Fannie Mae, visit http://www.fanniemae.com/progress

JOB INFORMATION

 

The Multifamily Credit Risk Analyst II will join the multifamily lender risk management team to analyze the financial strength of our lender partners. Assist with the analysis, monitoring and management of Multifamily products, assets, and or Counterparties, track profitability targets, mitigate Multifamily credit risk. Facilitate data gathering, financial analysis and use of reports to communicate business unit activities to Multifamily' stakeholders, including responses to lender requests. Support the and maintenance of Multifamily credit risk standards, policies and procedures.

 

KEY JOB FUNCTIONS

  • Demonstrated knowledge of the Multifamily market including; DUS model, products, real estate finance, transactions and structures, legal contracts, loan documents, property/ collateral valuation, cap rates, credit, regional markets.
  • Appropriately references the Multifamily Seller Servicer Guide (MSSG) policies, uses and applications.
  • Analyze Multifamily portfolio data, counterparties, markets, loan terms, financial statements, cash flows and loss calculations. Identify trends and draw reasonable conclusions from examination of data and other sources of information.
  • Ability to understand and provide analysis (when needed) of the Multifamily market including; capital requirements, products, real estate finance, transactions and structures, legal contracts, loan documents, property/ collateral valuation, cap rates, credit, regional markets.
  • Appropriately references the Multifamily Seller Servicer Guide (MSSG) policies, uses and applications.
  • Ability to navigate multiple systems, manage data and create reports. Ensure data quality and integrity. Independently resolve issues to mitigate risk. Improve processes to monitor and communicate credit risk.
  • Support non-routine project-based work including regulatory and internal audit activities.
  • Maintain Fannie Mae training schedule. Actively focus upon personal development aligned with Fannie Mae leadership criteria for associates and in context of business unit goals. Position requires sharing information within team to facilitate business objectives.


EDUCATION  
  • Bachelor's Degree or equivalent required    
MINIMUM EXPERIENCE  
  • 2+  years of related experience
SPECIALIZED KNOWLEDGE & SKILLS  

  • Degree in Business Administration, Finance, or Economics, preferred
  • Excellent analytical and risk evaluation skills with demonstrated ability to prepare concise, accurate, well-supported analyses for decision-making
  • Financial analytical skills; familiarity with balance sheets and income statements a plus
  • Strong technical aptitude to learn new technologies; experience using reporting or data analytics tools a plus
  • Strong sense of urgency to solve problems and meet challenging deadlines; willingness to raise problems and solutions to the team
  • Excellent oral and written communication as well as experience preparing and presenting information to different audiences
  • Ability to impact and influence others by effectively expressing thoughts, ideas, and explanations
  • Demonstrated strong project management (planning, execution and delivery), organizational and problem solving skills.  Ability to work effectively with continuous change and short deadlines. Strong time management skills to manage one's own time, competing priorities and multiple tasks and deadlines
  • Flexibility to take on new or additional assignments or be able to adapt to changes in the current processes or environment in order to meet management's changing needs 

EMPLOYMENT

As a condition of employment with Fannie Mae, any successful job applicant will be required to successfully complete a background investigation.
 
Fannie Mae is an Equal Opportunity Employer.

Req ID: 56002