Fannie Mae Careers

Credit Risk Analyst II

District of Columbia, United States
Risk Management


Job Description

THE COMPANY

Fannie Mae provides reliable, large-scale access to affordable mortgage credit in communities across our nation. We are the leading source of funding for housing in America, which means more people can buy or rent a home. We are focused on sustaining the housing recovery, improving our company, and leading change to make housing better.

Join our diverse, high-performing team and make a difference as we work together to enable access to a good home.

For more information about Fannie Mae, visit http://www.fanniemae.com/progress

JOB INFORMATION

Develop, recommend, and implement credit risk standards for products or assets the company finances or underwrites. Assess and approve credit limits and monitor credit exposure for routine and complex transactions. Apply credit management models to current assets or underwritten products to recommend shifts in collateral or reserves to mitigate credit risks.

KEY JOB FUNCTIONS

  • Conduct credit analyses using standard and more advanced methods and tools of aggregated data provided by lenders, clients of the organization, or other sources of data.
  • Examine risk elements of proposed deal, purchase, or existing relationship with a client and make recommendations to management regarding continuing to closure, or additional credit enhancements needed to make deal more acceptable.
  • Create or assign credit scores to aggregated data from multiple loans based on the company's proprietary underwriting or loan origination software.
  • May take lead in maintaining data integrity of proprietary credit rating or underwriting applications and assist as a business-end user in their systems enhancements.
  • Research value frauds and patterns, initiate and contribute to new tools for detecting value-related fraud. Make recommendations for new policies to minimize fraud and control other risks more effectively.
  • May make recommendations on pricing of products or assigning of risk levels based on analysis of credit risk of loans, transactions, or proposed contract.

EDUCATION  

  • Bachelor's Degree or equivalent required    

MINIMUM EXPERIENCE  

  • 2+  years of related experience

SPECIALIZED KNOWLEDGE & SKILLS   

  • Effectively engage with senior-level executives (internal & external).
  • Operate strategically and as a thought leader.
  • Operate independently and in ambiguous situations while moving work forward.
  • Synthesize complex information in an efficient and clear manner.
  • Produce high quality and accurate work products.
  • Plan and prioritize work for strategic value, level of complexity, level of impact, and internal and external implications.
  • Be highly effective in all forms of communication (written & verbal).
  • Fosters teamwork and collaboration among peers.
  • Has an effective professional presence.

EMPLOYMENT

As a condition of employment with Fannie Mae, any successful job applicant will be required to successfully complete a background investigation.

 

Fannie Mae is an Equal Opportunity Employer.


Req ID: 55480